The longest-running futures funding firm — $1.5B+ paid out, 99.26% payout approval, and a single 'One Rule' max-loss limit with no separate daily loss cap.
| Plan | Account | Fee | Cost/$10K | Split | Target | Drawdown | Daily loss | Consistency | Payout | Data | Notes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Trading Combine | $50K | $49/mo | $10/mo | 90/10 | $3,000 | $2,000 · EOD trailing | None (One Rule = single max-loss limit only) | Best day ≤50% of cycle profit | ~7 days | Verified | +$149 Express Funded activation fee when funded; $49 reset fee on a failed Combine (monthly reset credit included on rebill). Flat 90/10 split on qualifying payouts (since Jan 2026). Max 5 mini/50 micro contracts. Fully automated trading not allowed. 2026 federal lawsuit alleges deceptive Live Program rule changes and reported ~50-60% payout cap cuts in April 2026 — unconfirmed on Topstep's own site, see firm-level tags. |
| Trading Combine | $100K | $99/mo | $10/mo | 90/10 | $6,000 | $3,000 · EOD trailing | None (One Rule = single max-loss limit only) | Best day ≤50% of cycle profit | ~7 days | Verified | +$149 Express Funded activation fee when funded; $99 reset fee on a failed Combine (monthly reset credit included on rebill). Flat 90/10 split on qualifying payouts (since Jan 2026). Max 10 mini/100 micro contracts. Fully automated trading not allowed. 2026 federal lawsuit alleges deceptive Live Program rule changes and reported ~50-60% payout cap cuts in April 2026 — unconfirmed on Topstep's own site, see firm-level tags. |
| Trading Combine | $150K | $199/mo | $13/mo | 90/10 | $9,000 | $4,500 · EOD trailing | None (One Rule = single max-loss limit only) | Best day ≤50% of cycle profit | ~7 days | Verified | +$149 Express Funded activation fee when funded; $199 reset fee on a failed Combine (monthly reset credit included on rebill). Flat 90/10 split on qualifying payouts (since Jan 2026). Max 15 mini/150 micro contracts. Fully automated trading not allowed. 2026 federal lawsuit alleges deceptive Live Program rule changes and reported ~50-60% payout cap cuts in April 2026 — unconfirmed on Topstep's own site, see firm-level tags. |
Topstep is the original futures prop firm — 15+ years in, $1.5B+ paid out, and a 99.26% payout approval rate it advertises prominently. The Trading Combine is subscription-based ($49-$199/month by size) with a flat 90/10 split on qualifying payouts and a single 'One Rule' max-loss limit that replaced the old daily-loss-plus-trailing-drawdown structure — simpler to track, though it also means there's no separate daily circuit breaker. An optional 'Responsible Trading Advantage' toggle doubles your payout caps for a small monthly add-on. Getting funded requires hitting the profit target without breaching the One Rule and clearing a 50% consistency target; payouts are capped at 50% of account balance per request, up to $12,000 on the $150K tier. Reset fees and a $149 Express Funded activation fee apply on top of the subscription. Worth knowing before signing up: a federal lawsuit filed in 2026 accuses Topstep of retroactively tightening rules on its Live Program and trapping earned capital behind near-impossible reserve requirements, and trader communities reported payout caps were cut roughly 50-60% in April 2026. Topstep hasn't addressed either publicly on its own site as of this writing — worth independently checking court records and recent trader reports before committing capital. Separately, Topstep disclosed a data breach to the Illinois and Texas Attorneys General on August 4, 2026, reportedly involving names, Social Security numbers, dates of birth and medical information — worth watching for a customer notification and considering a credit freeze if you're an affected user.
High-volume favorite. One-time evaluation fees since the 4.0 update, with 100% of your first $25K profit.
Modern plan lineup (Core, Rapid, Pro) with no activation fees and payout terms tuned per plan.
Trader-friendly single-phase evaluation with no daily loss limit and splits that scale to 95%.