Scale to $4MSplits up to 95% on multi-step, 100% on SwiftTrader4.5 Trustpilot from 1,200+ reviewsSome reviewer concerns over discretionary risk-management terminations
Pay withCardsCrypto
Payouts viaBank transferCrypto
Data source: Third-party reviews (propfirmmatch.com, trustpilot.com), Aug 2026 — not yet confirmed on official site
Fintokei plans: fees, splits, drawdown and payout terms
Plan
Account
Fee
Cost/$10K
Split
Target
Drawdown
Daily loss
Consistency
Payout
Data
Notes
ProTrader (2-Step)
$50K
$319
$64
up to 80%
8% / 5%
10% · Customizable
5% (reported)
None
~14 days
Reviews
Sourced from third-party reviews (propfirmmatch.com, tradingfinder.com) — full rule set not confirmed on official site.
StartTrader (3-Step)
$5K
~$44
$88
50–80%
Multi-phase, varies
10% · Customizable
5% (reported)
None
~14 days
Reviews
Sourced from third-party reviews — entry-level 3-phase track for newer traders. Full rule set not confirmed on official site.
Our Take
The Propfundsy view on Fintokei
Fintokei, founded in Brno, Czech Republic in 2022, runs three separate programs: a three-phase StartTrader for newer traders, a two-phase ProTrader (a $50,000 ProTrader challenge runs about $319), and a one-phase SwiftTrader with a 100% split. Splits scale up to 95% on the multi-step tracks and accounts can grow to $4M. Trustpilot backs this up with a 4.5/5 score from over 1,200 reviews, with traders praising fast payouts and clear rules. The one recurring caution in reviews: a handful of traders report accounts closed under the firm's discretionary risk-management clause despite following the published rules. Worth verifying the current risk-management policy directly before committing capital.
Assessment
Pros & considerations
Pros
Scale to $4M
Splits up to 95% on multi-step, 100% on SwiftTrader
4.5 Trustpilot from 1,200+ reviews
Considerations
Some reviewer concerns over discretionary risk-management terminations
FAQ
Fintokei — common questions
What profit split does Fintokei offer?
Fintokei offers a profit split of 50–100% on funded accounts.
How much does a Fintokei account cost?
Fintokei plans start at ~$44 for a $5K StartTrader (3-Step) account, with sizes ranging $5K–$200K.
How fast does Fintokei pay out?
Typical payout timing at Fintokei is ~14 days. Bank transfer or crypto; reported fast turnaround.