Aggressively priced challenges with payout-cycle-based splits reaching 100% on the monthly cycle.
| Plan | Account | Fee | Cost/$10K | Split | Target | Drawdown | Daily loss | Consistency | Payout | Data | Notes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2 Step Standard | $5K | $34 | $68 | 60–100% | 8% + 5% | 10% · Static | 5% | None | ~7 days | Verified | Split depends on payout cycle chosen. News restricted on funded accounts. Weekend holding disallowed on funded (Master) accounts (auto-close Fri close); allowed during evaluation. |
| 2 Step Standard | $10K | $63 | $63 | 60–100% | 8% + 5% | 10% · Static | 5% | None | ~7 days | Verified | Split depends on payout cycle chosen. News restricted on funded accounts. Weekend holding disallowed on funded (Master) accounts (auto-close Fri close); allowed during evaluation. |
| 2 Step Standard | $25K | $168 | $67 | 60–100% | 8% + 5% | 10% · Static | 5% | None | ~7 days | Verified | Split depends on payout cycle chosen. News restricted on funded accounts. Weekend holding disallowed on funded (Master) accounts (auto-close Fri close); allowed during evaluation. |
| 2 Step Standard | $50K | $285 | $57 | 60–100% | 8% + 5% | 10% · Static | 5% | None | ~7 days | Verified | Split depends on payout cycle chosen. News restricted on funded accounts. Weekend holding disallowed on funded (Master) accounts (auto-close Fri close); allowed during evaluation. |
| 2 Step Standard | $100K | $522 | $52 | 60–100% | 8% + 5% | 10% · Static | 5% | None | ~7 days | Verified | Split depends on payout cycle chosen. News restricted on funded accounts. Weekend holding disallowed on funded (Master) accounts (auto-close Fri close); allowed during evaluation. |
| 1 Step Flex | $5K | $66 | $132 | 85% | 12% | 12% · Static | 3% | None | ~14 days | Verified | 1-phase then Master (funded) stage. No consistency rule, min 1 profitable day. Weekend holding disallowed on funded accounts. |
| 1 Step Flex | $10K | $99 | $99 | 85% | 12% | 12% · Static | 3% | None | ~14 days | Verified | 1-phase then Master (funded) stage. No consistency rule, min 1 profitable day. Weekend holding disallowed on funded accounts. |
| 1 Step Flex | $25K | $211 | $84 | 85% | 12% | 12% · Static | 3% | None | ~14 days | Verified | 1-phase then Master (funded) stage. No consistency rule, min 1 profitable day. Weekend holding disallowed on funded accounts. |
| 1 Step Flex | $50K | $313 | $63 | 85% | 12% | 12% · Static | 3% | None | ~14 days | Verified | 1-phase then Master (funded) stage. No consistency rule, min 1 profitable day. Weekend holding disallowed on funded accounts. |
| 1 Step Flex | $100K | $533 | $53 | 85% | 12% | 12% · Static | 3% | None | ~14 days | Verified | 1-phase then Master (funded) stage. No consistency rule, min 1 profitable day. Weekend holding disallowed on funded accounts. |
| Zero (Instant) ⚡ | $5K | $60 | $120 | 95% | None | 5% · Static | 3% | 15% | ~14 days | Verified | Instant account, no evaluation phase. FundingPips Zero prohibits weekend holding as a baseline rule (hard breach if any position is left open into the weekend). |
| Zero (Instant) ⚡ | $10K | $88 | $88 | 95% | None | 5% · Static | 3% | 15% | ~14 days | Verified | Instant account, no evaluation phase. FundingPips Zero prohibits weekend holding as a baseline rule (hard breach if any position is left open into the weekend). |
| Zero (Instant) ⚡ | $25K | $188 | $75 | 95% | None | 5% · Static | 3% | 15% | ~14 days | Verified | Instant account, no evaluation phase. FundingPips Zero prohibits weekend holding as a baseline rule (hard breach if any position is left open into the weekend). |
Funding Pips built its reputation on aggressive pricing - 2-Step challenges start around $36 for a $5K account - paired with a split structure that rewards patience: choose the monthly payout cycle and keep 100% of profits, or take 60% weekly if you want cash faster. The 1-Step Master account can also reach 100% on its monthly cycle, though the 90%-on-demand option carries a 35% consistency rule. The instant Zero account skips evaluation entirely for a fixed 95% split, but enforces a hard rule against holding positions into the weekend - stricter than the firm's evaluated accounts, which only restrict weekend holding on funded accounts as of a January 2026 rule change. Founded in Dubai in late 2022, Funding Pips has since paid out more than $200 million, verifiable on the Rise blockchain, and holds a 4.5/5 Trustpilot rating from over 62,000 reviews - among the highest review volumes in the industry.
The industry benchmark since 2015. 4.5M+ customers, $650M+ paid in rewards, 4.8 Trustpilot.
Multiple challenge models plus a rare perk: you earn 15% of profits made during the challenge itself.
Established 2016, 262K funded traders, scaling to $4M. Known for reliable payouts and no hidden rules.