Backed by broker ThinkMarkets (FCA/ASIC-regulated). Bolt instant program with bi-weekly payouts.
| Plan | Account | Fee | Cost/$10K | Split | Target | Drawdown | Daily loss | Consistency | Payout | Data | Notes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nexus | $25K | $139 | $56 | up to 90% | Not independently confirmed | Not independently confirmed · Customizable | 3% daily loss limit | None | ~14 days | Reviews | Third-party sourced. Scales up to $1M (MT5) / $1.5M (ThinkTrader). Verify on thinkcapital.com before funding. |
| Lightning | $25K | $199 | $80 | up to 90% | Not independently confirmed | Not independently confirmed · Customizable | 3% daily loss limit | None | ~14 days | Reviews | Third-party sourced. Broker-backed by ThinkMarkets (FCA/ASIC-regulated). Verify on thinkcapital.com before funding. |
ThinkCapital runs on the infrastructure of ThinkMarkets, an FCA/ASIC-regulated broker, which lends it more institutional backing than most independent challenge providers. Its Bolt instant-funding track pays out every 14 days, and splits scale up to 90% (from an 80% base) across three challenge types — Nexus (2-Step, $139 for $25K) and Lightning (1-Step, $199 for $25K) among them, both carrying a 3% daily loss limit and scaling toward $1M–$1.5M depending on platform. Trustpilot puts ThinkCapital around 4.2–4.3 out of 5 from 600+ reviews, a solid score, alongside some reported payout disputes. One thing worth flagging: several review sites date the ThinkCapital challenge program's launch to 2024, notably more recent than the four years currently tracked here — the gap may reflect ThinkMarkets' longer operating history as the backing broker, but it's worth confirming which figure the four years is meant to describe. Rules and pricing above are third-party sourced and not yet independently verified.
The industry benchmark since 2015. 4.5M+ customers, $650M+ paid in rewards, 4.8 Trustpilot.
Multiple challenge models plus a rare perk: you earn 15% of profits made during the challenge itself.
Established 2016, 262K funded traders, scaling to $4M. Known for reliable payouts and no hidden rules.